Everything About Payment Processing

Does Cardinity provide authorization and capture?

Yes, we do provide authorization and capture. There are two types of credit card/payment capture:

  • Manual capture:
    1. After authorization the cardholder’s funds are reserved in his bank account for up to 14 days.
    2. Within this time frame you should either charge the money (‘settle’) or return them back to the cardholder (‘void’).
    3. After the funds are deducted from the cardholder’s bank account, they are transferred to your merchant account, and the transaction is completed.
  • Automatic capture:
    1. After the order is submitted, the capture and authorization happen automatically in one step.
    2. After the customer’s card is verified, the payment goes straight to your merchant account.
    3. It is possible to return the money to the cardholder only by issuing a refund.

Frequently Asked Questions

Useful Resources

Here you can find additional resources that may help you in the process and tell you more about payment processing.

  • Check our industries list and find out more information about what types of businesses can be accepted and what types are prohibited.
  • In order to start accepting card payments, you need to follow some requirements. We made them available to every online merchant.
  • Certain business types are not allowed to process card payments. Here you can find the list of prohibited business activities.
  • Follow our blog to get to know more about Cardinity, e-commerce and online payments as well as stay up to date with news from us.

Have any questions?

If you haven't found answers to your questions here or need any further assistance, don't hesitate to contact us.